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Discover our latest articles, expert tips, and insights to help you manage your finances and grow your business with confidence. 💡

Cashflow Forecast in Xero: your guide to Financial Planning

Cashflow Forecast in Xero: your guide to Financial Planning

Cashflow forecast in Xero isn't just another accounting feature you'll never use. I overheard a business owner the other day saying "I wish I knew my cash was going to run out before it actually did." That's the thing about running a business - you think you're doing...

Fergus software: job management made easy for trades 2025

Fergus software: job management made easy for trades 2025

Fergus software is built for tradies. If you’re an electrician, plumber, or builder, you already know how messy it gets trying to track jobs, send quotes, and keep invoices moving. Fergus takes that chaos and puts it all in one place with a job management software NZ...

How much does an employee cost in New Zealand in 2025 ?

How much does an employee cost in New Zealand in 2025 ?

How much does an employee cost in New Zealand? Way more than the salary you first think of. Business owners find this out the hard way when cash flow runs thin and payroll suddenly feels heavier than expected. You’re not just paying wages. Add KiwiSaver employer...

Reduce Business Expenses: 10 Smart Ways to Save in 2025

Reduce Business Expenses: 10 Smart Ways to Save in 2025

Reduce business expenses. That’s the goal, right? You’re here because costs are climbing, margins are shrinking, and you want practical ways to stop the bleed. The good news is, there are plenty of smart moves to cut business costs without slowing growth or burning...

How to create a business budget? Grow your profits in 2025

How to create a business budget? Grow your profits in 2025

How to create a business budget is one of the most important financial skills for any business owner. A budget is not about complicated spreadsheets or technical jargon. It is simply a plan that shows how much money is coming in, how much is going out, and where it...

Why is budgeting important to a business in 2025 ?

Why is budgeting important to a business in 2025 ?

Why is budgeting important to a business? Simple. Because if you don’t know where your money’s going, your business won’t last long. Budgeting is what keeps you in control, not the other way around. A budget isn’t just an accounting exercise. It’s the plan that tells...

Paysauce Review: Honest Software Insights for NZ Businesses

Paysauce Review: Honest Software Insights for NZ Businesses

Looking for a straight-up paysauce review? Here it is. If you’re considering payroll software, you want the facts: what it costs, how it works, and if it actually makes payroll easier. Paysauce payroll software is designed for New Zealand businesses that need payroll...

Family Trust Tax Benefits: Maximize Savings Today

Family Trust Tax Benefits: Maximize Savings Today

Family trust tax benefits can be a game changer if you know how to use them. For many families, a trust isn’t just a legal structure, it’s a smart way to keep more of what you’ve earned and pass it on efficiently. Done right, it can cut your tax bill, protect your...

What is the legal age to work in New Zealand ?

What is the legal age to work in New Zealand ?

What is the legal age to work in New Zealand is a question a lot of parents, teenagers, and employers ask. The answer is not as straightforward as you might think. While there’s no single law that says “you must be at least X years old” for every job, New Zealand has...