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Discover our latest articles, expert tips, and insights to help you manage your finances and grow your business with confidence. đĄ
How to increase your tenants rent legally and fairly ?
Raising the rent is one of those things every landlord thinks aboutâbut no one really wants to do. You donât want to upset a good tenant, but at the same time, your costs are going up: rates, insurance, maintenance⌠maybe even your mortgage. So how do you do it...
Accounting Ratios: A simple guide with formulas & tips
Ever looked at your financials and thought, âCool, thereâs a lot of numbers here⌠now what?â Youâre not alone. If you want to know whether your business is actually profitable, running efficiently, or dangerously close to a cash crisis, accounting ratios are your best...
Read Profit and Loss Statements: A simple guide for beginners
So youâve been handed a profit and loss statement and your first thought is⌠cool, looks like Iâm losing moneyâbut at least itâs in Excel. Donât worry. Youâre not the only one whoâs stared at a P&L thinking it was written in another language. If youâve ever...
Green Loans New Zealand: What they are & who offers them
So, youâve heard about green loans New Zealand, but have no idea what they are, who offers them, or whether you actually qualify? Youâre not alone. Most Kiwis donât even know their bank might pay them to go green. Literally. Let me break it down: green loans are...
What is living wage in NZ? Rates & employer guide 2025
So, what is Living Wage NZ? Good question. Especially if youâve ever worked your butt off and still found yourself short on rent, petrol, or a Friday night beer. Most people think itâs just another word for the minimum wage. Itâs not. The Living Wage is what you...
IRD cracks down on property investors with unpaid taxes and student loans
The Inland Revenue Department (IRD) has intensified its focus on property investors with tax obligations and outstanding student loans. Recent data reveals approximately $153 million in unpaid taxes from the property sector during the first nine months of the current...
Tax on Sale of Shares: Your 2025 NZ Compliance Guide
Tax on sale of shares can feel like navigating a minefield. One minute youâre celebrating a tidy profit on Xero stock, the next youâre wondering if the IRD wants a slice. RelaxâIâve got you. In this guide weâll slice through the jargon and show you, in plain Kiwi...
DIY Accounting for small business: a beginnerâs guide
Running a business is exciting... until tax time rolls around. Suddenly youâre drowning in receipts, unsure what counts as a deductible, and wondering if you really need accounting softwareâor just a decent spreadsheet. If thatâs you, welcome. This guide on DIY...
Uber Depreciation: How to maximise your car tax claim
What is Uber depreciation and why it matters Uber depreciation refers to the reduction in your carâs value over timeâsomething you can claim as a tax deduction if you use your vehicle for rideshare work. Since your car is a business asset, youâre allowed to claim part...
Business Loss of Income Claim: A Full Guide for 2025
If your business has taken a hit and you're wondering how to stay afloat, you're in the right place. A business loss of income claim could be the financial relief you need to keep going. Whether itâs due to a fire, flood, or a government-mandated closure, these claims...
Ring fencing legislation NZ: what you must know as property investors
If you own rental property in New Zealand, you've probably heard about ring fencing legislation NZ â and if you havenât, nowâs the time to get familiar. Since 2019, these rules have changed how residential property investors can claim tax losses, and the impact on...
Commercial rent and GST: Find our what you need to know as an investor or tenant
Thinking of leasing out a commercial property or signing a lease as a tenant? Before you agree on the rent, you need to understand how GST applies to commercial rent in New Zealand â because itâs not optional, and itâs not always straightforward. In most cases,...
