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Discover our latest articles, expert tips, and insights to help you manage your finances and grow your business with confidence. 💡
Selling a Rental Property Tax NZ: What You Must Know in 2025
Thinking of selling your investment property? You’re probably wondering how much tax you’ll owe — and if there’s any way to reduce it. That’s exactly what this guide is for. Whether you’re preparing to cash out or just exploring your options, understanding the tax...
Online accountants for contractors and freelancers in NZ: What to know before you sign up
Being a contractor or freelancer means freedom—but it also means juggling taxes, GST, invoices, and the IRD. If you're tired of late nights with spreadsheets or just want someone to make sure you're not paying too much tax, you’re not alone. The good news? Online...
What is IETC? Independent earner tax credit explained (2025)
What is IETC? If you’ve seen this term on your tax return or payslip and wondered what it means, you’re not alone. IETC stands for Independent Earner Tax Credit—a tax credit designed to give a bit of extra financial help to New Zealanders earning a modest income. If...
What is GST inclusive and exclusive? Easy guide with examples (2025)
What is GST inclusive and exclusive? If you run a business—or even if you’re just trying to understand a quote—you’ve probably seen both terms. But what do they actually mean, and why does it matter? Put simply, GST inclusive means the price already includes GST...
IR10 financial statement summary: What it is and how to complete it (2025)
IR10 financial statement summary—if you own a business or rental property in New Zealand, you’ve probably come across this form when filing your tax return. But what exactly is it, and why does the IRD want it? In short, the IR10 is a simplified way to report your...
How to calculate diminishing value depreciation ? Easy guide 2025
How to calculate diminishing value depreciation—it sounds complex, but it’s actually pretty straightforward once you break it down. Whether you’re running a business, managing a rental property, or just trying to get your accounting right, understanding how this...
Fencing business profit: How much you can make and grow in 2025?
Fencing business profit—how much can you actually make, and how do you grow it? That’s the first thing most new fencing business owners want to know. Whether you’re just starting out or already running jobs, understanding your potential fencing business income and how...
Health insurance business expense: What’s tax deductible in 2025
Health insurance business expense—can you claim it or not? That’s a common question for business owners, especially when budgeting for staff benefits or managing personal cover as a self-employed professional. The short answer? Yes, in some cases, but the rules depend...
Is buying a vehicle tax deductible? Complete guide 2025
Is buying a vehicle tax deductible? That’s a question many business owners and self-employed Kiwis ask when it’s time to upgrade or purchase a car. The answer? It depends—but in many cases, you can claim some tax relief if the vehicle is used for business purposes....
Are monthly franchise fees tax deductible ?
Are monthly franchise fees tax deductible? It’s a question every franchise owner asks at some point—and for good reason. Whether you’re just starting out or managing an established business, knowing if your franchise tax deductions can lighten your tax bill is...
Initio insurance review : coverage, claims and underwriters explained
In the world of New Zealand insurance, Initio has made a real name for itself—especially among property investors and homeowners who want something fast, flexible, and hassle-free. As the first fully online house insurance provider in the country, Initio brings a...
How bankruptcies work in New Zealand? Complete Guide 2025
How bankruptcies work in New Zealand is something many Kiwis only think about when they’re already in financial distress. If you’re wondering what happens when you can’t repay your debts, how the bankruptcy process in New Zealand works, and what the long-term...