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Discover our latest articles, expert tips, and insights to help you manage your finances and grow your business with confidence. 💡
What Are Schedular Payments? NZ Tax Guide 2025
Ever been told you’re being paid through schedular payments and thought, “Wait, what does that even mean?” You’re not alone. Schedular payments are a specific way of paying contractors and self-employed people in New Zealand, where withholding tax is taken out before...
Budget 2025 Investment Boost: How NZ small businesses can claim a 20% Asset Tax Deduction
Finally, some good news in Budget 2025 for New Zealand business owners. The government has introduced the Investment Boost — a new tax incentive that lets you claim an immediate 20% deduction on eligible new assets. That’s right: 20% off the top, in year one, on top...
How to increase your tenants rent legally and fairly ?
Raising the rent is one of those things every landlord thinks about—but no one really wants to do. You don’t want to upset a good tenant, but at the same time, your costs are going up: rates, insurance, maintenance… maybe even your mortgage. So how do you do it...
Accounting Ratios: A simple guide with formulas & tips
Ever looked at your financials and thought, “Cool, there’s a lot of numbers here… now what?” You’re not alone. If you want to know whether your business is actually profitable, running efficiently, or dangerously close to a cash crisis, accounting ratios are your best...
Read Profit and Loss Statements: A simple guide for beginners
So you’ve been handed a profit and loss statement and your first thought is… cool, looks like I’m losing money—but at least it’s in Excel. Don’t worry. You’re not the only one who’s stared at a P&L thinking it was written in another language. If you’ve ever...
Green Loans New Zealand: What they are & who offers them
So, you’ve heard about green loans New Zealand, but have no idea what they are, who offers them, or whether you actually qualify? You’re not alone. Most Kiwis don’t even know their bank might pay them to go green. Literally. Let me break it down: green loans are...
What is living wage in NZ? Rates & employer guide 2025
So, what is Living Wage NZ? Good question. Especially if you’ve ever worked your butt off and still found yourself short on rent, petrol, or a Friday night beer. Most people think it’s just another word for the minimum wage. It’s not. The Living Wage is what you...
IRD cracks down on property investors with unpaid taxes and student loans
The Inland Revenue Department (IRD) has intensified its focus on property investors with tax obligations and outstanding student loans. Recent data reveals approximately $153 million in unpaid taxes from the property sector during the first nine months of the current...
Tax on Sale of Shares: Your 2025 NZ Compliance Guide
Tax on sale of shares can feel like navigating a minefield. One minute you’re celebrating a tidy profit on Xero stock, the next you’re wondering if the IRD wants a slice. Relax—I’ve got you. In this guide we’ll slice through the jargon and show you, in plain Kiwi...
DIY Accounting for small business: a beginner’s guide
Running a business is exciting... until tax time rolls around. Suddenly you’re drowning in receipts, unsure what counts as a deductible, and wondering if you really need accounting software—or just a decent spreadsheet. If that’s you, welcome. This guide on DIY...
Uber Depreciation: How to maximise your car tax claim
What is Uber depreciation and why it matters Uber depreciation refers to the reduction in your car’s value over time—something you can claim as a tax deduction if you use your vehicle for rideshare work. Since your car is a business asset, you’re allowed to claim part...
Business Loss of Income Claim: A Full Guide for 2025
If your business has taken a hit and you're wondering how to stay afloat, you're in the right place. A business loss of income claim could be the financial relief you need to keep going. Whether it’s due to a fire, flood, or a government-mandated closure, these claims...